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Disability Benefits

A Brief Overview of Disability Benefits

Workmen’s Compensation it a type of disability benefit that provides for medical expenses, lost wages, and other financial needs. It is required by law that all employers carry this type of insurance on their employees. Workmen’s Compensation can be either temporary or permanent, and understanding how this type of policy works will help ensure you receive fair compensation should the need arise.

The main purpose of workman’s compensation is to provide for:

  • Medical Expenses
  • Rehabilitation Expenses
  • Lost Wages
  • Other Costs Associated with Short- or Long-Term Disabilities

If you are injured at work, you may be eligible for workmen’s compensation benefits. The size of your benefit will be tied to the severity of your disability. Under current workmen’s compensation law, a disability can be labeled as short-term, permanent partial or permanent total.

  • Short-Term – Allowed to return to work after a specific period of time
  • Permanent Partial – Allowed to return to work, but with limited capacity
  • Permanent Total – Unable to return to word due to the severity of your injury

Please note that most workmen’s compensation policies only pay a portion of what the individual would receive if they continued to work at their job. This means that you are highly unlikely to receive continued full paychecks while on workmen’s compensation. However, you are not required to pay either federal or state taxes on disability benefits, which can offset the difference in pay to a certain degree.

If you or someone you love has been injured in the workplace, call Alexander Shunnarah Personal Injury Attorneys today at 1-800-229-7989.