Millions of Americans enjoy boating, especially in the spring and summer. However, boating comes with its own inherent risks. In 2024, 2,385 incidents accrued an eye-watering $88 million in property damages nationwide.
When a relaxing day transforms into a traumatic boat accident, you need a clear plan.
What Causes Boating Accident Injuries
First, you should be aware of what could go wrong while boating. Different types of negligence trigger boating accidents and hurt others. Whether you’re driving a boat or you’re along for the ride, be wary of:
- Distracted boat operators or captains
- Boating under the influence (BUI), like alcohol or drug use
- Excessive speeding
- Collisions with objects or other personal watercraft
- Vessel defects or faulty equipment
No one wants to be the victim of an accident on the water. But when the worst happens, you need to know what to do. Keep reading to learn what you should do after a maritime accident.
What to Do After an Accident
A boating accident is not the same as a car wreck. Maritime laws have their own complexity, especially on vessels like cruise ships. Follow these five steps to protect your right to compensation.
1. Ensure Everyone’s Safety and Seek Medical Attention
Whether you’re a captain or passenger, your immediate priority is everyone’s safety. Check for injuries and seek medical care, even if you believe you’re fine. Call the United States Coast Guard or local police for emergency services.
2. File the Required Accident Report
You are required to report the accident if there is serious property damage, severe injury, or a fatality. For example, in Alabama, you should file a written report with the state’s Marine Patrol Division.
3. Preserve the Evidence
The scene of a boat wreck changes as quickly as the tides. Document as much as possible, including photographing the scene and gathering witness information. Do not repair the vessel or discard any defective parts until you’ve spoken to an attorney.
4. Avoid Admitting Fault
Do not give a recorded statement to any insurance adjuster without speaking to an attorney. Insurance companies will use anything you say to try and minimize your claim. The more you say, the less they need to pay.
5. Contact an Experienced Maritime Accident Attorney
Boating accident claims quickly become complicated. You don’t need a personal injury lawyer. You need an experienced maritime accident attorney. If you’re injured in a boating accident, they can help you get the compensation you deserve.
Our Boat Accident Attorneys Will Fight for You
When you’re injured on the water, you need an attorney who understands more than personal injury law. They need to know maritime law inside and out. Call our legal team at Alexander Shunnarah Trial Attorneys.
For the past 24 years, our law firm has fought the largest boat insurance companies. We understand the critical deadlines, the evidence needed, and how to push back against negligence. We’ve helped more than 250,000 folks like you recover over $2 billion in damages.
Contact us today for your free consultation. You won’t pay unless we win.
