Having someone steal your car is hard enough. When insurance companies make it harder, our stolen car lawyers are here to help you understand your options and fight back.
With over 250,000 cases handled, our attorneys offer clear and supportive legal guidance to help you take action and get justice after an unexpected vehicle loss.
Our attorneys have recovered over $2 billion for clients, including those navigating the stress and financial fallout of stolen vehicle claims.
Auto theft claims don’t always go as expected.. Legal help for stolen car recovery can make a difference when the process becomes unclear or unexpectedly difficult.
Policy terms are used to reject stolen vehicle claims.
Weeks can pass without updates or a resolution.
Only part of the repair costs may be covered.
Leaving doors unlocked or keys inside may void coverage.
Some claims are flagged with little evidence to back it up.
Delivery and rideshare use may fall outside the policy.
Dealing with stress caused by insurance disputes after vehicle theft? We can help. Call now!
From the first call to the final verdict, our clients share how we stood by them and delivered results when it mattered most.
I could not be happier that I was able to find Alexander Shunnarah’s firm. They provided me with quality service and they communicated with me every step of the way. They are very prompt and professional and they actually specialize in car accidents and personal injury, so that was a relief. Thank you so much for your service and for getting my case handled.
Udo R.
Alexander Shunnarah was very knowledgeable and showed me compassion in my time of need. The information they provided me was accurate and helpful, I would use Alexander Shunnarah again if necessary. Thank you for all your help concerning my case.
Jennifer F.
Outstanding services, quality work and great company to deal with. I walked in and felt like it was a family environment. You can tell every one genuinely cares. Outstanding firm and service definitely a 5 star quality company.
Drew F.
Every trial attorney on our team is trained to fight aggressively for your rights. Here’s how our team will help, starting with your first phone call.
Free Case Review
We’ll review your claim and explain the best legal options available.
claim investigation
Our team gathers evidence and builds a strong case from the start.
expert Negotiation
We deal directly with insurers to secure the maximum recovery possible.
Court Representation
If a fair settlement isn’t possible, we’re ready to fight for you at trial.
No-Win, No-Fee
We guarantee that you don’t pay us unless we win your case.
Hardship after auto theft losses often goes beyond the missing car. These answers can help you understand what coverage may apply and what to expect in the claim process.
Many drivers are shocked to learn that leaving keys in the vehicle can lead to a denied claim. Some insurers treat it as negligence, arguing that it gave thieves easy access. But exclusions like this aren’t always airtight. Courts sometimes find that the language is too vague or unfair to enforce, and state laws can limit how insurers apply these provisions. Our lawyers can break down the specific wording of your policy, explain whether the denial is valid under local law, and, if not, challenge the decision so you still have a chance at recovery.
Yes. When a stolen car is found but returned in poor condition, the insurer must determine whether it can be repaired or should be declared a total loss. If repairs are possible, they may only want to cover the basics, ignoring diminished value or hidden damage that affects long-term safety. If the cost to repair is close to or greater than the car’s worth, it should be treated as a total loss and paid accordingly. Understanding this distinction is key, and having documentation of the damage can make it harder for an insurer to undervalue your claim.
Insurance companies are legally obligated to handle claims in good faith. That includes responding promptly and requesting only what’s necessary, as well as making a decision within a reasonable timeframe. If weeks turn into months without progress, it could qualify as bad faith conduct. In that case, you may have the right to sue for more than the car’s value, including damages tied to financial stress caused by the delay. A lawsuit can hold the insurer accountable and push for resolution when every other step has failed.
Coverage for stolen belongings often comes down to the type of insurance you carry. Many auto policies exclude personal property altogether, meaning the insurer will only cover the vehicle itself. But that doesn’t mean you’re out of luck. Items like laptops, purses, or even tools are sometimes covered under homeowners’ or renters’ insurance, even if they weren’t stolen from your house. In those cases, you may be able to make a separate claim. Our lawyers can help you understand how your different policies interact and make sure nothing slips through the cracks.
Fraud allegations are one of the most stressful outcomes after filing a stolen vehicle claim. Insurers may raise suspicion if they think the story doesn’t add up or if the paperwork is incomplete, as well as if the car’s value is higher than expected. While some investigations are justified, many are built on weak assumptions. Our attorneys can gather supporting evidence (like proof of ownership, maintenance records, and police reports) to counter the accusation. We’ll also make sure the insurer follows proper investigative procedures instead of using fraud as an excuse to delay or deny payment.
Yes! Vehicles used for rideshare or delivery work often fall into a gray area between personal and commercial coverage. If the car was stolen while you were logged into an app or making a delivery, the company’s commercial policy might apply. If it happened while the car was parked off-duty, your personal auto policy could be responsible. The problem is that insurers sometimes push the responsibility back and forth, leaving drivers stuck in the middle. Knowing how coverage is divided between policies is critical, and legal guidance can help make sure the right company pays what is owed.
From rising theft trends to changing insurance tactics, stolen car cases are getting more complicated. Follow along for updates that may affect your claim.